Attention homeowners: Real estate appraisal services for in Oklahoma City and Oklahoma CountyThe top 7 reasons why Oklahoma homeowners use Beta a la mode:
At Beta a la mode, we understand the unique needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value estimation than yours.Challenging a property tax assessmentYour local tax assessor may have your home overvalued if you live in a local area that's declining or is not appreciating as much as other houses close by. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal report from Beta a la mode is your strongest weapon when contesting your property tax assessment.Appraisals to remove PMIAn attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. At Beta a la mode, we're experienced in helping customers just like you dismiss unneeded and unwanted PMI insurance.Was your HELOC recently frozen?If your house is near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be annoying from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Beta a la mode can provide you with an expert appraisal to help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for precision, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property. |
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